There are many advice agencies out there; go attain the neccessary help if needs be or if your life circumstances change.
Supplementary Welfare Allowance:
The sections below describe the payments under Supplementary Welfare Allowances scheme. Supplementary Welfare Allowance is run by the Health Service Executive through Community Welfare Officers at local offices of the Health Service Executive.
Basic Supplementary Welfare Allowance is a weekly allowance paid to people who do not have enough means to meet their needs and those of their qualified adult or any qualified children
If you are having difficulty paying your rent and you are getting a social welfare or Health Service Executive payment, you may qualify for a Rent Supplement.
If you are having difficulty paying your mortgage and you are getting a social welfare or Health Service Executive payment, you may qualify for a Mortgage Interest Supplement.
If you are getting a social welfare or Health Service Executive payment, you may qualify for a once off payment to meet an exceptional need. There is no automatic entitlement to this payment Each application is determined by the Health Service Executive based on the particular circumstances of the case. An exceptional needs payment covers essential, once-off exceptional spending that you could not reasonably be expected to meet out of your weekly income
Urgent Needs Payments are normally made to assist with immediate needs such as food and clothing right after a fire or flood. Depending on your situation you may have to pay back all or part of what you have been paid, for example if you are working or have settled an insurance claim.
Any person who is receiving a Social Welfare or Health Service Executive payment and who has been prescribed a special diet as a result of a specified medical condition, and whose means are insufficient to meet his/her needs, may qualify for a diet supplement under the supplementary welfare allowance scheme.
Back to Work Enterprise Allowance:
The Back to Work Enterprise Allowance (BTWEA) scheme encourages people getting certain social welfare payments to become self-employed. People taking part in the Back to Work Enterprise Allowance scheme (pdf) can keep a percentage of their social welfare payment for up to 2 years.
This allowance is intended to help towards the cost of children’s school uniforms and footwear at the beginning of the school year. The scheme is administrated by the Health Service Executive and operates from the beginning of June to the end of September each year.
The School Meals Program operated by the Department of Social and Family Affairs provides funding towards provision of food services for disadvantaged school children through the Urban School Meals Scheme for primary schools and the non-statutory School Meals (Local Projects) Scheme.
www.mabs.ie – free service, providing debt and money advice
Ask About Money (Forum on financial issues)
Bankwatch (Forum for views on financial institutions in Ireland)
Finfacts (Business & Finance portal)
Irish Bankers Federation
Irish Credit Bureau Ltd
Irish Finance Houses Association
Irish League of Credit Unions
Financial Services Ombudsman
Its Your Money (Financial Regulator, Independent information on financial products)
Moneytalk (Forum on Personal Finance)
Revenue Commissioners (Ireland)
Student Finance (Information on financial support for further and higher education)
Cork County and City Enterprise Board, Advice & Grants: www.corkceb.ie
Advice on Social Issues:
ACCORD (Catholic Marriage Care Service)
Alcoholics Anonymous (Ireland)
ASSIST Ireland (Information for Independent Living)
Aware (Helping to defeat Depression)
British & Irish Legal Information Institute
Citizens Information Board
Combat Poverty Agency (Ireland)
Cosc (Help and Support for those living with domestic or sexual violence)
Department of Social Welfare
European Consumer Information Centre (Dublin)
Family Support Agency
Free Legal Advice Centres (FLAC)
Gamblers Anonymous (Ireland)
Health Repayment Scheme (HSE)
Homelink (Services for elderly people who live alone)
Irish National Association of Adult Education (Aontas)
Irish National Organisation of the Unemployed
Irish Traveller Movement
Legal Island (Legal information & Resources on line)
Losing Your Job (Information on Redundancy etc)
Marriage & Relationship Counselling Services
National Consumer Agency (Consumer’s Rights site)
National Consumer Agency (Corporate site)
National Traveller MABS
Rape Crisis Network Ireland (Information on sexual violence)
Society of Saint Vincent de Paul
The Housing Unit (Resource group for Local Authorities)
Threshold Housing Advice Agency
Treoir (National Federation for Unmarried Parents and their Children)
Cork City Comhairle na nOg, helpful services for young people:
Back to College:
Tenant handbook, Cork City Council, Housing Department:
Ballinlough Community Association: